Working Capital

Cover the gap between invoice and deposit.

Payroll is due before the customer pays. A big order needs inventory up front. Working capital fills those gaps. We compare term loans, lines of credit, and revenue-based options so the structure fits how money actually moves through your business.

24 hoursFunding after approval
3 optionsTerm, line, or revenue-based
All 50States served

Working Capital may be right if…

  • Revenue is steady, but timing between bills and deposits is tight
  • You have a seasonal business and need to stock up before the busy season
  • You landed a large contract and need cash to deliver it
  • You would rather use bank statements than full tax returns to qualify

What clients use it for

  • Payroll and hiring
  • Inventory and supplies
  • Marketing and expansion
  • Covering slow-paying customers
  • Taking supplier discounts for paying early
  • Emergency repairs

From application to funding
in four steps.

Step 01
Apply

Send the short form below or call us. It takes a few minutes and starts with a soft credit pull where applicable.

Step 02
Review

We review your business and match it with the lenders and programs most likely to fit.

Step 03
Compare

You get side-by-side options with rate, term, payment, and total cost explained in plain English.

Step 04
Fund

Choose the offer that fits, sign, and receive funds, often within days of approval.

What you’ll need to apply

  • One-page application
  • Last 3–6 months of business bank statements
  • Driver's license for each owner
  • Voided business check

Frequently asked questions

What is the difference between a term loan, a line of credit, and a revenue-based option?

A term loan is a lump sum with a fixed repayment schedule. A line of credit lets you draw what you need and pay only on what you use. Revenue-based options, like a merchant cash advance, are repaid as a share of sales. We show the total cost of each before you choose.

How fast can I get funded?

Once approved, many working capital products fund in as little as 24 hours. SBA and larger facilities take longer.

Are there prepayment penalties?

Most of our working capital products do not have them. If a specific offer does, we point it out before you sign.

Let’s talk about
working capital.

Tell us a little about the business and what you need. We’ll respond within one business day with next steps.