If your customers pay on net-30, 60, or 90 terms, your cash is tied up in invoices. Factoring turns those invoices into cash now. Approval relies mostly on your customers’ ability to pay, so a growing business with strong customers can qualify even with a short credit history.
The sale of unpaid invoices to a third party at a discount in exchange for immediate cash, improving cash flow without waiting for customer payments.
Figures shown are typical ranges and may vary. All products subject to approval and underwriting. *Varies by lender.
Send the short form below or call us. It takes a few minutes and starts with a soft credit pull where applicable.
We review your business and match it with the lenders and programs most likely to fit.
You get side-by-side options with rate, term, payment, and total cost explained in plain English.
Choose the offer that fits, sign, and receive funds, often within days of approval.
In most programs your customers are told to send payment to a new address or account. Some programs keep this more discreet. We explain how each option works before you choose.
Typically a large share of the invoice value is advanced right away, with the remainder, less the factoring fee, paid when your customer pays.
Tell us a little about the business and what you need. We’ll respond within one business day with next steps.