Privacy Policy
Effective October 29, 2026
P&L Insurance LLC, doing business as P&L Capital (“P&L Capital,” “we,” “us”), respects your privacy. This policy explains what information we collect through plbusinesscapital.com, how we use it, and the choices you have.
Information we collect
- Information you give us. When you submit our contact form, we collect your name, email address, phone number, business name, the product you’re interested in, and any message you include.
- Consent records. When you submit the form, we keep a record of whether you agreed to be contacted by phone and text, the exact wording you were shown, the date and time, the page you submitted from, and technical details such as your IP address and browser.
- Information collected automatically. If you accept cookies, we and our advertising partners (such as Meta, Google, and LinkedIn) use cookies, pixels, and similar technologies to collect information about your visit, such as pages viewed, your browser and device, and approximate location.
How we use information
- To respond to your inquiry and discuss financing and related services you asked about.
- To contact you by phone, text message, or email, including with automated technology where you have given consent.
- To connect you, at your request, with partners in our referral network who offer the service you need.
- To measure site traffic, improve our website, and show you relevant advertising on other sites.
- To keep records required by law and to protect against fraud and misuse.
Text messaging and mobile information
We do not sell, rent, or share mobile phone numbers or text-messaging consent with third parties or affiliates for their marketing purposes. Mobile information is shared only with service providers that help us deliver messages to you. See our SMS Terms for details on our text-messaging program.
Cookies and advertising pixels
Advertising and analytics pixels load only after you click “Accept” in our cookie banner. You can change your choice at any time with the “Cookie settings” link at the bottom of our home page, or by clearing cookies in your browser. Information you type into our contact form is never sent to advertising platforms. You can also limit ad personalization through your Meta, Google, and LinkedIn account settings.
How we share information
- Service providers that host our website, store form submissions, and deliver calls, texts, and email for us.
- Lending and referral partners, when you ask us to help with a product they provide.
- Legal and safety purposes, when required by law or to protect our rights and the rights of others.
We do not sell your personal information.
Your choices
- Calls and texts: reply STOP to any text, tell us on a call, or email us to stop being contacted. We honor requests promptly.
- Email: use the unsubscribe link in any marketing email, or contact us.
- Access and deletion: you can ask us what information we hold about you, or ask us to correct or delete it, subject to legal record-keeping requirements.
Data retention and security
We keep information as long as needed for the purposes above and to meet legal requirements, including keeping consent records. We use reasonable safeguards to protect it, but no system is perfectly secure.
Children
Our website is intended for business owners and is not directed to anyone under 18.
Changes
We may update this policy from time to time. The effective date above shows when it was last changed.
Contact us
P&L Capital · St. Petersburg, Florida
(727) 336-0680 · peter@plbusinesscapital.com